In This Issue—Fall 2023

• Dear Friends
• A Meaningful Gift with a Steady Return: Ray ’69 and Leslie Heaslip Wengenroth ’74
• A Simple Way to Pay It Forward: Paul ’77 and Susan Blazar Friedman ’78
• The Gift Annuity: New Higher Rates Mean More Income for You
• What Are the New Rates for Gift Annuities?
• How Are Gift Annuity Rates Determined?
• I Am Married. Can Colgate Make Income Payments as Long as Either One of Us Is Alive?
• I Don’t Need Additional Income Now. Can I Make a Current Gift and Delay Receiving Payments?
• The Return of the Estate Tax for $5.6M+ Estates
• Forever Colgate: Join the Willow Society

What Are the New Rates for Gift Annuities?

Gift annuity rates change based on economic conditions. The gift annuity rates Colgate offers were increased on January 1, 2023, in response to higher interest rates, so this instrument is even more attractive than it was.

*Colgate University rate cap